Auto insurance is mandatory in most states. Although a person might feel that driving around without auto insurance could save him a lot of money, there are many reasons why buying auto insurance cannot be avoided. Most states in the US expect a person to buy at least a minimum amount of car insurance. The minimum amount of insurance varies from state to state, although the 50/100/25 principal is generally recommended. This would mean $50,000 for a person injured in an accident, $100,000 for all injured parties, and $25,000 for property damage. Consumer reports, however, put these figures at: $100,000 per person, $300,000 for all accident casualties, and $100,000 for property damage. A person's driving license may be suspended for driving without insurance. In fact, most insurance companies are unwilling to provide auto insurance to people who did not previously insure their vehicle.
